About Joe Spellman

Thanks for visiting the site. I was born in Bridgeport, Connecticut and moved to Clearwater, Florida at a young age. I have lived many places in the state and currently live in Weeki, Wachee Florida in my Dream Home on the preserve. I have always been a over achiever and believe that you need to help others to rise to the top. I took that spirit to my business as I was the first person in my family to own a home and remember the feeling of accomplishment in doing so. That is what I want for my Clients, Make their dreams of home ownership a reality.

Today my company represents over 180+ banks with thousands of programs to help you with a purchase, refinance, investment, retirement, and so much more. If you need money for a piece of real-estate call me.

I work to close fast with lowest rates out there and for lowest closing cost available period. When you trust me with a life changing purchase, I do not take that lightly this is you and your family’s home and assets to build wealth and stability for your family. THAT IS WHY FAMILY FIRST in not only part of my name but a mission statement here at Family First Mortgage USA we believe in Family and the USA way of life.

I have lived by what my mother told me at a young age if your going to be a poop shoveler be the best poop shoveler there is, 2nd place is a first place loser.

If you want someone who wants the best for you you found the right place, a local guy who answers when you call and works seamlessly with your Realtor or one of my Realtors partners.

Thank you for stopping by.

Joe Spellman
Mortgage Loan Originator